Thousands of people switch mortgage provider each year, some to save money, others as a means to borrow more cash.
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Continually updated state of art systems ensure all our clients obtain the best deal and advice from the whole market available to them based on their personal wants needs and circumstances
- Bang up to date information on all Re-mortgage deals, Secured Loans and means of Capital Raising
- Even mortgage or loan arrears and CCJ or Defaults are sympathetically in to consideration so not to be a problem even for Fixed Rate Re mortgages or Discounted or Capped Rate, Trackers or SVR
- In a hugely competitive market, building societies and banks are continually updating and extending their range of mortgages
- Fixed-Rate Re mortgages are ideal for people who want certainty and must be able to regulate how much they will be spending each month. The rate is usually fixed for between two and five years.
- Discounted loans offer a reduction off the standard variable rate for a set period. If rates fall further, the rate that you will pay will also go down. However, when rates rise, so will your mortgage payments.
- Capped-Rate loan will set a limit on the rate you will pay. If rates rise, your payments will not go above that level. However, if rates fall below the cap so will your repayments.
- Flexible Re mortgages allow you to overpay and underpay when you choose and without penalty. This is ideal for people who have fluctuating incomes or who want to clear their mortgage early. An increasing number of fixed, capped and discounted deals have more flexible features as well.
The government suggests re mortgage customers should ask these 10 questions.
- How much can I afford to borrow?
- How can I tell which mortgage rate is best?
- What is the best type of mortgage for me?
- How should I repay it?
- Can I make lump sum payments?
- Are there any redemption penalties?
- Does this mortgage come with insurance?
- What other charges will I have to pay?
- What happens if I can't pay?
- What about the small print?
MyCbi. & Arundel Associates plus Funding Options and Nationwide Mortgage & Conveyance
Combine vast knowledge experience and connections to be able to place almost any Re mortgage